By the end of 2025, Cash App users who participated in the $12.5 million settlement in the class action have achieved a major milestone in the legal history of the country. Although the parent company, Block Inc. encounters numerous legal disputes concerning data security and unauthorized access during the use of Cash App, the present deal of 12.5 million dollars is concerned with unsolicited invitations in the form of spam texts. As the final approval and payout process enters a new phase, the eligible claimants now have a guaranteed payout of between $88 and 147.
Spam Text Settlement of 12.5 Million dollars
The settlement of $12.5 million is different as compared to the bigger settlement of 15 million connected to data breach. This particular action lawsuit claims that Cash App infringed the laws of consumer protection (in the state of Washington, in particular) by delivering the referral jokes to people without their permission. The settlement fund under the terms of the deal will be used to settle valid claims, legal fees, and administrative costs. In terms of compensatory responsibility towards aggressive marketing strategies, this settlement is a direct payment on the part of the platform by users who have been annoyed by automated invitation messages being sent repeatedly.
Eligibility Regulations and Washington Only Rules
The pay out of $147 is geographically limited. You should successfully have been a resident of Washington State when the unsolicited texts were received. The opt-out period usually includes persons who were recipients of one or more automated text messages sent on Cash App between 2018 and 2024. This is a private legal settlement, as opposed to federal stimulus check; so you are ineligible if you did not live in Washington at the time of the affected period, even if you received similar text spam in other states.
Schedule and Confirmation of Payments
The date payment timeline of the deal amounting to 12.5m was finalized to be at the end of 2025. The settlement administrator commenced with the verification process after the deadline of November 27, 2025. The last payouts will be released in the end of December 2025 and will proceed into early January 2026. Since the preliminary approval has already been given by the court, the figure of 147 is taken to be an approved estimate although the eventual figure can vary slightly given the overall number of valid claims forwarded by the administrator.
Claiming and Verification of Status
You need to have been given a Claim ID through email or physical mail in case you had submitted a claim before the November deadline. You will need to visit the official settlement site (which is frequently operated by such an administrator as Kroll or Epiq) instead of the Cash App itself. In the case of those who failed to meet the deadline, it is usually late to get into this particular $12.5 million pool. Nevertheless, Cash App is also subject to a separate order of $175 million CFPB that automatically delivers redress on various types of fraud-related problems; you can see your account credit as CFPB Redress that does not need an individual claim.
Security and Fraudting Prevention
False claims of scams are commonly being directed at users with fraudulent links of Cash App Claims due to the active settlement payouts. It is also important to note that the legitimate settlement administrator will never request your Cash App PIN, password or a test payment to pay your $147. The payouts are usually transferred through the one you had chosen during the claim process and this is either a direct deposit to your bank, a digital payment (such as PayPal) or a check that is sent by mail. Marketers are currently sending messages to individuals requesting them to accept a link to unlock their settlement money, but they must be ignored, and people need to go directly to the official settlement portal.
Settlement Data at a Glance
| Feature | Details |
| Total Settlement | $12.5 Million |
| Estimated Payout | $88.00 – $147.00 |
| Claims Deadline | November 27, 2025 |
| Primary Region | Washington State |
Frequently Asked Questions
1. Is this equivalent to 15M-dollar data breach settlement?
No. The settlement of 15M is a case across the country about data security. The case of 12.5M is about the unsolicited spam messages being delivered to Washington residents.
2. California, am I eligible to receive the $147?
Not out of this particular $12.5M settlement. But you can receive the nationwide settlement of 15M of data breach assuming that in 2018-2024 your account was accessed unauthorized.
3. When do I get the money in my account?
Any certified claimants will get their money deposited or mailed at the end of December 2025 or at the beginning of January 2026, pending any legal appeals.
Disclaimer
This material is informational only. You may look at the official sources, and we want to ensure that all users are presented with the right information.
